A Digital Twin is not a 3D skin waiting for virtual worlds. It is a personal agent built to secure your digital life 24/7 and act on your behalf with portable credibility and human-in-the-loop governance.
The Avatar Evolved Into the Personal Agent Twin
Kretaro first envisioned an avatar in the metaverse. Today, the technology has converged: humans need an intelligent proxy that bridges real-world identity with the autonomous agentic web.
Deepfakes, voice clones, and automated AI bot swarms spoof static KYC checks. Humans alone cannot manually monitor their digital perimeter 24/7.
Your Digital Twin runs autonomously in the background—filtering inbound spam, verifying caller identity via C2PA, and shielding your Vault with Zero-Knowledge proofs.
Your Twin automates routine browsing, form-filling, and scheduling within strict policy limits. For high-stakes contracts or payments, it pauses for a 1-tap passkey sign-off.
Click any card to expand full-screen, or toggle between the 3 Illustrated Sketchnote Cards and the 5-Stage System Flow Diagram.
Three Pillars of the Kretaro Platform
How the Self-Sovereign Vault, Credibility Wallet, and Semi-Autonomous Twin work as one unified system.
Encrypted on-device GraphRAG memory + hardware passkey enclave. Stores government verifiable credentials (W3C VC 2.0 / Aadhaar / EUDI). Raw PII never leaves your control.
Client-side zkTLS engine that extracts tamper-proof reputation from existing Web2 accounts (Uber, Flipkart, LinkedIn, banks) and computes a dynamic 5-vertical trust rating.
Your living proxy in the new-age technology world. Uses Model Context Protocol (MCP) to execute routine tasks autonomously while triggering biometric human sign-off on major commitments.
Experience "Secure & Act" in Real Time
Test how the Semi-Autonomous Twin blocks attacks autonomously, and prompts for biometric sign-off for financial transactions.
The Sole Go-To Score for Human & AI Trust
Kretaro continuously evaluates 5 core verticals across human and agent actions to generate a single composite trust rating and instant red-flag status.
DigiLocker Aadhaar/EUDI VC + Hardware Passkey + 2 peer vouches.
LinkedIn tenure zkTLS proof + verified degree + GitHub contributions.
C2PA media provenance + authentic social graph tenure + zero-spam history.
Commerce dispute ratio (Uber, Flipkart, Amazon) + verified bank/UPI discipline.
Signed MCP tool execution logs + KYA policy adherence + zero prompt injection.
Green State: Verified human principal and compliant AI agent. Unlocks zero-friction marketplace access, autonomous negotiation, and instant financial onboarding.
The Sub-50ms Universal Verification API
How fintechs, P2P marketplaces, and enterprise AI agents query Kretaro in 5 lines of code to verify counterparties or auto-block rogue bots.
curl -X GET "https://api.kretaro.com/v1/verify/kya_token_9f81a7b" -H "Authorization: Bearer YOUR_API_KEY"
{
"status": "VERIFIED_TRUST",
"trust_state": "GREEN",
"composite_k_score": 91.2,
"tier": "A+",
"human_anchor": {
"proof_of_humanity": true,
"kyc_framework": "W3C_VC_2.0_EUDI_AADHAAR"
},
"agent_telemetry": {
"kya_delegation_valid": true,
"spending_limit_authorized_usd": 1500,
"hitl_escalation_enforced": true
},
"red_flag": false
}
Phased Evolution
From the semi-autonomous agent foundation to the universal spatial trust mesh.
Built by Experienced Technologists
Decades of architecture experience across large-scale distributed systems and identity infrastructure.
Product leadership spanning fintech workflows, user credibility design, and high-conversion consumer tech.